UK Buy-To-Let Property Investment Specialists

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Victory Place

Manchester

Yields: 6.65%

Prices from £249,950

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Moorgate Court

York

Yields: 7.03%

Prices from £160,950

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Quarry Court

Leeds

Yields: 7.04%

Prices from £149,950

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Heritage View

Northampton

Yields: 6.8%

Prices from £154,950

Why Choose CityRise As Your Buy-To-Let Property Agency?

Partnering with the right buy-to-let property investment agency can transform your investment success. At CityRise, we have an experienced team of experts who not only help to source the best buy-to-let properties for sale, but we also have a fantastic lettings and management team to provide a fully hands-off investment, allowing you to grow your portfolio confidently without the daily stress of having tenants.

Our offerings feature both BMV properties (below market value) to renovate and boost value, or off-plan buy-to-let properties for sale, where you can access discounted prices as an early investor, making your investment highly lucrative. Thoroughly appraising properties by considering every associated cost from start to finish, as well as utilising our industry connections to access exclusive properties, has helped us to maintain a reputation of helping investors transform their portfolio.

What Is The Process Of Investing In A Buy-To-Let Property?

Steps 1 & 2

With the right guidance, the process of investing in a lucrative buy-to-let property is straightforward.

Step 1: Choose The Right Property
Finding a well-located property with a high specification is key for long-term success. Speak to an Investment Consultant to discuss your investment goals. Here at CityRise, our industry experts will match your requirements with a suitable property. It is crucial to look for properties in areas with strong rental demand close to regeneration schemes and transport links. If you are purchasing a new build buy-to-let, these properties usually come with structural new build warranties, helping reduce maintenance costs and attract quality tenants.

Step 2: Arrange Your Finance
Many investors choose to finance their new build purchase with a buy-to-let mortgage. Later down the line, once the property is let and generating stable income, refinancing options can be explored to release capital for another buy-to-let property investment, especially as the value of new builds often increases over time in high-growth areas.

Steps 3 & 4

Step 3: Prepare For Tenants
With a new build, minimal preparation is needed. The apartments we sell are built to modern, energy-efficient standards, meaning they already meet EPC and safety regulations. This makes them attractive to a broad pool of tenants.

Step 4: Let & Manage Your Property
Once the buy-to-let property is completed, the focus shifts to securing reliable tenants. New builds tend to attract high-quality renters, which helps reduce void periods. It’s important to find a balance between retaining tenants and maximising your rental income. A good lettings agent will support with tenant screening, compliance, and ongoing management, ensuring you maximise your returns while keeping things hassle-free.

Sign Up To Access Our Exclusive Buy-To-Let Properties For Sale

Join CityClub, our property sourcing service that is exclusive to members. We source the best buy-to-let properties to suit your short or long-term investment goals, utilising our industry connections and decades of combined industry experience. This is your gateway to accessing the most profitable opportunities to expand your portfolio, with support from our experts on where in the UK to invest to meet your goals, along with priority access to exclusive off-market developments, discounted interior packages and dedicated points of contact.

FAQs About Buy-To-Let Property Investments

What are the pros and cons of buy-to-let property investments?

The pros of opting for a buy-to-let property investment are that you can build wealth through a combination of monthly rental income and property appreciation for as long as you own it. With the right strategy, buy-to-let investments can be extremely lucrative, providing consistent rental income, tax advantages and capital growth.

The downside is that if you don’t use a buy-to-let agency, you’ll have to handle everything yourself, such as marketing the property, finding and vetting tenants, drawing up contracts, collecting rent, dealing with issues, and managing repairs or maintenance.

Partnering with a buy-to-let investment agency means everything from purchase to property management is taken care of, making it a truly hands-off investment. At CityRise, we remove the burden of being a landlord and manage your buy-to-let property investment for you. We step in to handle the initial photography, marketing and tenancy preparations through to 24-hour tenant maintenance, mid-tenancy inspections and building trust with tenants to help with the longevity of tenant duration. You can rest in the knowledge that not only are all legal requirements met, but the buy-to-let operation is managed as successfully as possible.

What safety criteria are buy-to-let landlords liable to meet?

As a landlord of a buy-to-let property investment, there are various safety criteria you must meet by law when you are renting privately. These include:

Having a smoke alarm on each storey of a property
Having a carbon monoxide alarm in every room with a solid fuel-burning appliance
Ensuring clear access to all escape routes
Officially checking all furniture and furnishings are fire safe, including carrying out Electrical Installation Condition Reports (EICRs)
A safe electrical system, including all sockets, light fittings, cooking appliances, kettles and microwaves
Making sure all gas equipment has been supplied, installed and maintained by a Gas Safe registered engineer, along with annual gas safety checks

When you choose CityRise as your buy-to-let property agent, we ensure that all legal and safety criteria are met, as well as going above and beyond to recommend additional features to not only maximise tenant experience to help with longevity, but also to maximise your rental income.

Can you buy-to-let through a limited company?

Yes, you can purchase a buy-to-let property for sale through a limited company. There are buy-to-let mortgages designed for limited companies, so that the company is the legal owner of the property, rather than you as an individual. The benefits of this are that:

The company pays corporation tax on the rental income rather than you needing to pay personal income tax which is usually taxed at a higher rate.
The Capital Gains Tax (CGT) isn’t applicable, although any profits from selling the property are typically taxed at a lower rate
Your personal assets aren’t at risk if there are any financial or legal issues with the property
Properties purchased through a limited company may be eligible for business relief on inheritance tax, taking this burden away from beneficiaries

Whilst there is typically additional administration required to buy-to-let through a limited company, this tends to be outweighed by the advantages that come with it. If you are considering purchasing buy-to-let property through a limited company, don’t hesitate to get in touch with the CityRise team, and we can guide you step-by-step through the process.

What is the average rental yield on a buy-to-let property?

The average rental yield on a buy-to-let property investment sits at between 5% and 8% of the property’s market value per year. This can differ massively depending on two main factors; the location you have invested in and the purchase price of the property. If you were to buy an above-average priced property in an area where rental yields are lower on average, then you can expect a lower ROI.

However, when you work with CityRise to source your buy-to-let property, we present below-market-value properties in areas that we know provide a strong monthly rental yield, to maximise your return on investment. Our industry connections and experience give us access to off-market buy-to-let properties for sale, then every financial detail is meticulously examined to provide a highly accurate investment profile for the property we’re presenting to you. No surprises or costs that were unaccounted for, but a seamless property investment experience from start to finish.

How much stamp duty do you pay on a buy-to-let property investment?

How much stamp duty you pay on a buy-to-let property depends on whether you already own a property, and how much you’re purchasing the property for. If buying this property means you will now own two or more properties, you will pay a 5% surcharge on top of the standard SDTL rate. If you’re an overseas buyer, a 2% surcharge will be applied.