Once the opportunity is confirmed, the CityRise team helps you buy your off-plan property by securing the apartment, detailing the payment stages as the construction progresses. Most off-plan purchases follow a structure starting with an initial reservation fee, then the exchange of the deposit (between 20- 25% of the purchase price), and then the final balance on completion (typically between 12-36 months, depending on the scope for the off-plan property build).

We’ll walk you through the contracts, payment milestones, and finance options. Our mortgage partners can help you prepare funding well ahead of completion, while our solicitors ensure your interests are fully protected, so you are always fully informed throughout the process of buying off-plan property with us.

As construction progresses, your asset typically appreciates in value, especially in strong locations. Throughout the build, we’ll keep you informed with monthly or quarterly build updates. This will also include market growth reports and any updates to completion estimates and timelines. We endeavour to be transparent regarding completion times and market growth, although rest assured that the research and diligence we complete before offering the off-plan property is based on data-driven information.

Many investors see 5–10% capital growth during the build phase of our off-plan investments, particularly in regeneration zones. This means your equity position improves even before you let or sell.

Once your off-plan property development has been completed, we will guide you through any final payments and legal processes. Think this is where our work stops? Think again. Once confirmed, our after-sales team will guide you through general snagging, handovers to lettings, preparation for tenants (furnishing, photography, marketing), and finally, tenant screening with our accredited property management set-up. 

As with all investments, you should be aware of the potential risk factors when buying an off-plan property. For example, possible build delays & issues, or changes in market conditions, can affect forecasted returns. That’s why we vet all developers and ensure strong contract protections. We also monitor every project we recommend, keeping you informed at all stages and offering our advice based on market changes. Here are some of the associated risks:

• Delays in Construction – Construction timelines are unpredictable and can change at any time. This can be problematic as any delays will lead to extended waiting periods. Any delays could extend the time to receive rental income or usage of the property.
• Risk of Developer Issues – There’s always the risk that the developer might experience financial difficulties, which could lead to the project being abandoned. There is also a risk the developer doesn’t provide a quality development that experiences many issues.
• Fluctuations – The value of a property can increase over time, however, the opposite can also happen. If there is a downturn in the property market, it can lead to a property losing value. There is also a chance that the market changes and demand decreases or the location is no longer desired, leading to investors struggling to find tenants.

No. Most investors arrange mortgages close to completion for an accurate representation of the project’s end value. However, it’s wise to review your lending options early; we will connect you with off-plan specialist mortgage advisors to assess your affordability and plan.

You may have the option to sell your off-plan investment before completion. This is known as an “assignment sale”, and some developers allow it, and others don’t. If permitted, and if the market has grown, you can lock in a profit before completion.

If you buy an off-plan property, the returns may vary depending on the build spec, location, and other key factors, but on average, investors achieve 5–10% growth by completion, with net rental yields of 6–8% in prime rental zones. Your return depends on timing, location, and your exit strategy.

• Warranty – Newly built properties usually come with a 10-year warranty, giving investors peace of mind when investing off-plan. 
• Lower Purchase Price – Off-plan property often sells for 10-15% below market value (BMV) in the early stages of development and 5-10% below market value closer to completion.
• Easier to Gather Funds – With an off-plan property, a smaller deposit is required, usually around 10-20%, making it a more affordable investment. The completion payment is also due at a much later date, so it is easier to gather the money. 
• Instant Equity – Once the development is complete, the value of your property would increase significantly if you purchased it below market value.
• Capital Growth – Investing off-plan means the developments are usually built in areas with significant potential for capital appreciation. This is great news for landlords because as house prices increase, investors can release more equity from the property.
• Energy Efficient – New builds often feature a modern design and are energy efficient. These factors make new buildings more desirable for young professionals and students who are looking to rent. 
• Personalisation – Investors have the flexibility to pick which apartments they would like to purchase. Therefore, buyers can choose apartments based on their personal preferences. Investors can select their preferred specifications including balcony options, ground or top–floor availability, and bed count or apartment type. 
• Higher Rents – Most new builds are usually fitted with the latest technology, from heating systems to kitchen appliances. This is a key selling point for tenants, as a result, tenants are willing to pay higher rent for newer accommodations.

CityRise is second to none when it comes to off-plan investment opportunities. Every deal we analyse is from the profit perspective rather than the aesthetics of a deal. We guide you through the full journey, offer real support post-completion, and aim to grow your portfolio long-term, not just make one-off sales. For those seeking a hands-free off-plan property investment opportunity, we offer end-to-end property investment services, guaranteeing you the highest level of product and service, as trusted by hundreds of investors across the globe.